Free · No Sign-Up · 223 Countries · 153 Currencies

27 free loan calculators
for everyday borrowers

Gold loans, two-wheeler EMIs, medical bills, FD returns, kisan credit — calculators built for real life. Country-aware. Instant. Always free.

Explore All 27 Calculators Read Our Guides →
ℹ️ Educational calculators only — not financial advice. Always consult a qualified professional before borrowing.
27
Free Tools
223
Countries
153
Currencies
10
Expert Guides
No data collected
Runs in your browser
Country-aware results
153 currencies
Free forever
All 27 Calculators

Every loan calculation you will ever need

All tools auto-detect your country and show results in your local currency. No account needed. No data stored.

🛵

Two-Wheeler Loan

EMI for scooters, motorcycles and electric bikes. India's most popular everyday loan.

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🥇

Gold Loan Calculator

Max loan against gold jewellery — no credit score needed. Instant in your currency.

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🏥

Medical Loan Calculator

Plan hospital costs after insurance. Surgery, IVF, cancer treatment and more.

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💍

Wedding Loan Calculator

See the true total cost of your dream wedding including all interest.

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☀️

Solar Panel Loan & ROI

EMI vs electricity savings with PM Surya Ghar subsidy included.

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💰

SIP vs Loan Prepayment

Should you invest or repay? Data-driven recommendation for your situation.

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🌾

Kisan / Agriculture Loan

KCC interest subvention calculator for Indian farmers and rural borrowers.

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✈️

Travel & Holiday Loan

True cost of your holiday loan including interest. Domestic and international.

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🧾

GST on Loan Cost

How 18% GST on fees affects your effective borrowing rate.

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🏪

Shop: Rent vs Buy

Should your business buy or rent premises? Full financial comparison.

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🏦

FD Calculator India 2025

Fixed deposit maturity, interest, yield and TDS in your currency.

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🧮

EMI Calculator

Home, car, personal or business loan EMI with pie chart and comparison.

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📊

Loan Amortization

Full month-by-month repayment schedule for any loan type.

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🏠

Affordability Calculator

Safe borrowing ceiling based on your income and existing debts.

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🔄

Refinance Savings

Monthly saving and break-even when switching your loan rate.

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🏢

DSCR Calculator

Business loan eligibility ratio — the number lenders check first.

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🔑

Loan-to-Value (LTV)

LTV ratio and risk category for mortgages and secured loans.

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🗂️

Debt Consolidation

Merge debts and see exactly how much interest you save.

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📈

APR vs Flat Rate

Convert flat rates to true APR for fair loan comparison.

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💳

Credit Utilization

Your utilization ratio and its impact on your credit score.

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🚗

Car Loan Calculator

New, used or electric vehicle loan with full cost breakdown.

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🎓

Education Loan

True cost including moratorium interest for student loans.

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💼

Business Eligibility

Soft-check business loan fit from revenue, vintage and profit.

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💰

Working Capital Estimator

Cash conversion cycle and SME funding gap calculator.

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Credit Score Simulator

How payment history and utilization affect your CIBIL score.

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🏗️

Stamp Duty Calculator

Upfront property costs for India, UK, Australia, UAE and more.

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📐

Simple Interest Calculator

Simple vs compound interest for any loan or deposit amount.

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How It Works

Three steps to a clearer borrowing decision

1

Choose a Calculator

Pick from 27 free tools — from EMI and gold loans to FD returns and solar ROI.

2

Enter Your Numbers

All calculations run in your browser. Nothing is stored, sent, or tracked.

3

Get Instant Results

Results appear in your local currency with country-aware guidance. No sign-up ever.

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Financial Guides

Learn before you borrow

All 10 guides →

800–1,100 word expert guides by the Jetlegs team for everyday borrowers globally.

About LoanDock

Built by Jetlegs for everyday borrowers

27 free tools. 10 expert guides. 223 countries. Educational only — not a bank, broker, or lender.

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